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The Savvy Spender

Useful Links: Cashback Apps, Freebies & Survey Sites I Actually Use

Every cashback app, free money offer and discount code that helps me save, make and grow my money, all kept on one page so you don’t have to hunt for them

Quick heads up: some of the links below are referral links. If you use them, I may earn a small bonus at no extra cost to you. It genuinely helps keep this blog running, so thank you if you do.

Want a side hustle that actually pays?

I put everything I know about building a profitable side hustle into one short, practical guide. No filler, just the steps that worked for me.

Prefer free tips first? Browse the Make Money hub for more side hustle ideas.

See where your money goes and create a budget that fits real life

If you get to the end of the month and wonder where your money has actually gone, this is for you.

The Savvy Budget Reset is a simple, interactive tool designed to help you make sense of your money without complicated spreadsheets, judgement or being told to cut out every little thing you enjoy.

Track Every Debt, Crush Interest: A Smart System for Side-Hustlers

Take control of your debt without the overwhelm.

The Savvy Debt Tracker turns all those balances, payments, and interest rates into one clear, personalised plan you can actually follow.

Best UK cashback apps and sites

These are the cashback sites and apps I use every time I shop online or in store. Signing up is free, and most give you a welcome bonus just for trying them out.

TopCashback

One of the UK’s biggest cashback sites, with thousands of retailers on board.

£10 bonus on £10 cashback

Quidco

TopCashback’s biggest rival and worth joining too, since deals differ between the two.

£5 bonus on £5 cashback

Airtime Rewards

Link your bank card once and earn cashback automatically at everyday shops, then use it toward your phone bill.

Code: XANVDAUD

Shopmium

A cashback app for groceries. New users can try it out on the house.

Free Pringles, code PA6CY7

Everup

Earn instant cashback and rewards every time you shop with digital gift cards and participate in daily savings games.

Instant cashbacks

Cheddar

Works automatically online and in store once it’s linked to your card, so there’s nothing to scan or upload.

Automatic cashback

Jam Doughnut

Buy instant digital gift cards through the app to earn instant cashback on everyday purchases and grocery trips.

Instant cashback, code GPG3

Free money offers

Bank switching bonuses are some of the easiest free money going, since you’re simply moving an account you already have. I keep a full, regularly updated bank switching tracker if you want to see every current offer, not just this one.

Trading 212

Open a commission-free investing account and fund it to claim a fractional free share worth up to £100.

Free share, code SAVVYSP

Sprive

A smart mortgage assistant app that automates spare change round-ups and cashback to pay down your home loan faster.

Overpay your mortgage

Pizza Express Club

Join for free and you’ll be sent a code for a free starter after your first visit.

Code: 7RU4WH

Snoop

A free money management and budgeting app that tracks spending, uncovers recurring fees, and finds cheaper bills.

Smart budgeting app

Nous

A dedicated household bill-sorting service that tracks contract renewals and manages utilities so you don’t overpay.

Save on household bills

Want more offers like this? Read my full round-up of free money offers.

Freebies and discount codes

A few of my favourite ongoing discount codes and free trials, handy if you’re trying to eat well without overspending. For more ideas, browse my budget friendly recipes.

Gousto

Get a discount on your first box of 4 meals and try meal planning without the usual food waste or last minute dinner panic.

First box discount

Pizza Express Club

Join for free and you’ll be sent a code for a free starter after your first visit.

Code: 7RU4WH

Caffè Nero

Download the loyalty app to collect loyalty stamps, and unlock a free barista-crafted hot beverage after your first use.

Free drink on first app use

Octopus Energy

Switch your home energy to one of the UK’s top-rated green suppliers and get a welcome credit applied straight to your balance.

£50 bill credit

Fussy

Natural, eco-friendly refillable deodorant backed by natural ingredients and zero single-use plastic waste.

15% off order

Highest paying UK survey sites

Paid surveys won’t replace a wage, but they’re an easy way to earn a bit extra in spare moments. These are the panels I’m signed up to myself. For bigger wins, see the rest of my ways to make extra money.

Attapoll

A quick, mobile friendly survey app.

Free 40p to start

MSR (Measure)

Short surveys that pay out once you hit the minimum threshold.

Quick surveys

TestingTime

Participate in remote usability testing, user interviews, and product feedback sessions for established brands.

Website testing & research

Influence

Paid video surveys, ideal if you don’t mind being on camera for a few minutes.

Video surveys

User Interviews

Get paid for short interviews and usability tests, some of which pay well for under an hour.

Paid interviews

Respondent

Similar to User Interviews, with well paid research studies for businesses that need customer feedback.

Paid studies

Eureka Surveys

A user-friendly survey app that pays out directly to PayPal, bank, or gift cards with a bonus on your first survey.

Paid surveys, code QRLK1D

Survey Pop

Short, accessible mobile surveys with low minimum cashout thresholds designed for quick daily completions.

Mobile surveys, code XRY4K5

Frequently asked questions

A referral link is a tracked link. When you sign up or make a purchase through it, the company pays a small bonus, at no extra cost to you. It is one of the ways this blog stays free to read.

Yes. Every cashback app and site listed here is free to join. You never pay to sign up, and any bonus is on top of whatever you would normally spend.

Start with the cashback sites, since they cost nothing and pay out in cash. Then work through the free money offers, since these are one off bonuses. Save the survey sites for spare moments, since they take more time for a smaller reward.

These links are checked and refreshed regularly, so if a code stops working or a better offer comes along, it gets swapped in here.

Explore more ways to save, make and grow your money

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